Even with the start of the -Ber months, the rainy season is far from over in the country. If anything, it’s only going to get wetter, with stronger typhoons making landfall in the Bicol and Visayas regions, and possibly passing through Metro Manila.

Some of the strongest and most devastating storms to hit the Philippines, like Milenyo, Ondoy and Yolanda, entered between the months of September to November. With the possibility of heavy rainfalls resulting in massive flooding in the coming months, you may be wondering what to do in case your car is submerged in water when the next storm hits.

Here are the things you need to do in case you find yourself in a situation like that:

1.    Don’t turn the engine on

While it may be tempting to test if the car still works, starting the engine right after your car gets flooded would most likely result in short circuits which would ultimately render your car useless.

2.    Disconnect the battery

Before you start tinkering with the other parts of the car, it’s best to disconnect the car battery to keep yourself from getting electrocuted and to keep your car’s computer box from short circuiting. If you’re more savvy with the mechanics of your car, you can also remove the computer box and head unit, then spray WD-40 on the alternator and wrap it in plastic, cover the tailpipe and intake manifold and seal them with a rubber bands, and spray WD-40 on the sensors.

3.    Assess water level

Check how high the water got to. If it only reached the seats, there’s still a good chance of it running after it is fully dried. But if it reached the dashboard, you may consider getting a new car.

4.    Dry the interior

Carpets and upholstery moistened by dirty flood water are perfect breeding grounds for nasty mold which can produce unpleasant odors and can get you sick. Get them as dry as you can immediately by opening the car doors, using a wet/dry vacuum to remove water from the car, and placing towels to absorb water.

5.    Check dipsticks

Check for water droplets on the dipsticks for engine and transmission. If there are any, that’s a sign that you would need to change the oil and filter. If the water is muddy, you would also need to wash the mud out of the oil pan.

6.    Check all fluids

Newer cars usually have sealed fuel systems, while older cars may need their fuel systems drained after a flood. Check for contamination in the brake, clutch, power steering and coolant reservoirs.

7.    Call FGen Insurance

Your car insurance with FGen includes protection for AON or Acts of Nature which includes typhoon and flood. You are entitled to a claim and you must file this as soon as possible. FGen will arrange for the towing of your car to an accredited repair shop and you can rest assured that your car will be up and running again in no time.

If your car is still uninsured, you should consider getting covered. Cars submerged in floodwater high enough to reach the dashboard are usually considered as total loss as the cost of repairing them might be too expensive. Also, even if you successfully get your car run after it is flooded, it does not mean that you would no longer encounter flood damage-related issues. Flood damage may not be evident at first, and would only manifest itself months or even years after flooding.

Insure with FGen Insurance. What we give you is absolute peace of mind.