School accidents are on the rise, with a study, reported by the Philippine College of Physicians, revealing that at least 20% of injuries sustained by children happen in school.

Boys aged 13-17 are the most susceptible to school accidents, the majority of which are falling and road accidents.

But children are not the only ones who are vulnerable to school accidents, which can sometimes be deadly.

In February, a bus transporting around 50 students to a camping trip crashed in Tanay, Rizal, and left 14 college students dead and 40 others injured.

Despite exercising necessary precautions and constant reminders from government authorities, school administrators and parents, incidents like these seem to simply happen – and it can happen to anyone and at any time.

But you cannot possibly always be keeping an eye on your children in school, most especially if you’re a working parent. Besides, not letting your kids on their own would hinder the development of their independence.

So, what should you do? Here are some suggestions:

1. At the very least, you should tell your kids to refrain from horseplaying, especially near ledges and staircases.

2. It’s also great to remind them to look both ways when crossing streets.

3. If your children’s school allows them to carry phones, have your number, and police and emergency numbers on their phones on speedial.

4. The best way to be able to send your kids to school worry free is to get them insured. Fortune General has a group student personal account that protects them from accidental death and disablement, and unprovoked murder and assault.

FGen’s group student personal account also provides medical reimbursement, daily hospital income confinement benefit, and burial assistance benefit. This insurance policy gives protection to students 24/7, inside or outside campus.

Don’t let your worries hinder your children from experiencing playing with other kids and going on field trips. Just make sure that they are insured.