Is It Time To Renew Your Car's Registration?

Is It Time To Renew Your Car's Registration?

Every car owner knows the struggle of renewing an expired vehicle registration. An outdated registration means that the owner will have to once again compile and comply with the required documents as prescribed by the Land Transportation Office (LTO). In most cases, the process necessitates actual allotment of time.

Did you know that your license plate is key to an easier scheduling of your renewal? To help you save time for your registration, we have prepared this hack for you, courtesy of LTO’s official website.

Take a look at your license plate and have a quick analysis of the digits. These numbers actually stand as your guide in remembering the available schedules for your vehicle registration. The last digit of your plate informs you of the month you need to register your car. 1 is for January, 2 for February, and so on. Although you can renew your registration one month in advance, its best to keep track of what month you should actually take care of the paperwork.

Next, pay attention to the second to the last digit. This number tells you the alloted week registration for your car.

For plates ending in 1, 2, or 3, registration is on the 1st to the 7th working day of the month. For vehicles with 4, 5, or 6, the assigned dates run from the 8th to the 14th working day.

Those ending with 7 or 8 can register on the 15th to the 21st working day, and those with 9 or 0 can renew theirs on the 22nd til the last working day of the month. If your license plate is FOR 1234, you should be renewing your registration on the1st to the 7th working day of the 4th month, which is April.

Mark the dates to remind you of your schedule because late registrations may lead to penalties. It should also be remembered, however, that securing the date of your registration renewal is only the first step in ensuring your car. Secure your vehicle now and contact FGen through (02) 706 3959 to get to know about more details on motor car insurance.




7 Places Perfect For Soul Searching (According to Filipino films)

7 Places Perfect For Soul Searching (According to Filipino films)

All of us come to a point when our existential pains become too much of a burden and when we are overwhelmed with anxiety. We fail, we get disappointed and we get tired. These are all normal human emotions.

But, as Jimmy (Nonie Buencamino) said in Dagitab, “Kung pagod ka na, hindi mo naman kailangang umalis. Kailangan mo lang magpahinga.” Times which go too rough call for a retreat to a far flung area, where you can recollect yourself and reaffirm your purpose and identity.

Here, we list down seven places, featured in Filipino films, where you can go soul searching (and have a really good time, too!)


If you ever feel like you want to yell from the top of your lungs until all your problems, worries and frustrations are gone, then pack your bags and head north to mountainous and chilly Sagada. If it worked for Mace (Angelica Panganiban) in That Thing Called Tadhana, maybe it could work for you too!


What better place to go to when you feel like you’re at the edge of losing yourself than at the edge of the country? Sakaling Hindi Makarating culminates in the seas and hills of Batanes after Cielo (Alessandra de Rossi) discovers the identity of her anonymous letter sender and rediscovers herself.

Batanes wasn’t the only destination Cielo travelled to in search for healing and answers about life. Her quest for clarity led her to the colorful vintas in Zamboanga, secret spots in Siquijor, Moriones mask making in Marinduque and the peaceful beaches of Ilocos. Maybe you’d need that kind of winding trip too.


In I’m Drunk, I Love You, there were three B’s that helped resolve Carson’s (Maja Salvador) internal conflict – beaches, bagnet and beer. Fortunately, all those things are readily available in La Union, a relatively quieter place to float idly at sea while reflecting about your life.


For those of you who have lost the Dagitab (or spark) in your lives, Mount Makiling is for you. The serene—and reportedly mystical—woman-shaped mountain in Laguna was the setting for a literary workshop facilitated by Issey (Eula Valdez) and attended by her godchild Gab (Martin del Rosario). A retreat to Mount Makiling is definitely more for the old souls who would prefer to be still in silence.


Apocalypse Child offers a wildly different approach at conflict resolution. Compared to the films previously mentioned, characters resolved internal and external dilemmas with a turbulent force comparable to the waves in Baler’s seas. If you’re the kind of person who prefers intense physical activity to get yourself out of your head, then Baler’s the place for you.


Maybe the most ideal place for you to go soul searching is wherever you want your dream vacation to be. That’s certainly what happened to Gio (Enrique Gil) and Cali (Liza Soberano) in My Ex and Whys. The bustling city of Seoul and the bright orange leaves on the ground of Jeju Island were enough to heal both of their hearts.


Mount Pulag is kind of like Sagada, but higher – way higher, standing at 9,600 feet above sea level. If there’s any place where you can literally and figuratively get away from the problems that plague you, it is here, on the highest point in Luzon. If ever you decide to take the hike up to the summit where you will be greeted by the tops of white fluffy clouds, take that time to discover your true self and reconnect with your roots, like Andy (Ruru Madrid) did in Above the Clouds.

Wherever you decide to search for yourself, just remember to never start your journey without being safe, secured and prepared. If you fail to do these things, you may just be setting yourself up for more trouble than what you already have on your plate – and we don’t want that.

It’s best to get travel insurance coverage, like the travel insurance plan offered by Fortune General. This will help you focus more on yourself and less on your worries.

Get a quote from FGen now!


Keep the Burglars Away this New Year's Day

Keep the Burglars Away this New Year's Day

It’s the weekend before New Year's Day and you may have plans to spend it elsewhere. Make sure your home is safe from burglars.

Opportunists as they are, burglars will take every advantage of your unsecured home. Several months ago, a family away for a holiday vacation helplessly watched a burglar break in their home on their phone’s CCTV.  

Don't commit the same mistake. We’ve put together a list of 5 must-dos to keep you secure.

1. Tighten your locks

Suppose that you are  going on a holiday trip. It is, of course, imperative that you double-check your bolts and latches. A house seemingly unlocked is the first target of evil minds.

2. Avoid social media

Maybe your greatest misfortune yet is an inside-job. Avoid posting your vacation trip on social media. This basically announces that your property is unmanned, and is therefore, sadly up and open for grabs.

3. Leave the lights

Burglars attack when there are signs of inactivity. Simply leaving your lights on, or on timer, will surely make them think twice of breaking in.

4. Entrust your home to a family member

Is everyone in your family actually going away for a trip? If not, then at least request for a relative to visit and check your home from time to time. Collected mail and clean garbage bins suggest that the house is not left untouched, and this decreases the likelihood of burglary.

5. Invest in property insurance

Your standard fire insurance does not protect you from burglary, so the next time you renew your policy, make sure you ask your agent how to get your home more secured. Here at FGen Insurance, we have products that cover break-ins, which can help and aid you recuperate in the event of theft. This may include financial compensation toward property loss, or property damage.

Live the most out of your holiday vacation and worry not for the security of your homes. Get a quote now and contact FGen through (02) 706-3959 for further details on property insurance.

4 Ways To Prevent A Fiery Christmas

4 Ways To Prevent A Fiery Christmas

Christmastime is the perfect season to bring out the best decorations. From mistletoes to Christmas lights, these adornments provide color and energy for the festive celebrations.

As tradition dictates, these decor are put up inside houses and gardens, lighting places up when night time comes.

However, most of these decor need power, and power basically translates to electricity. Electrical connections pose a potential hazard in flaring dangerous sparks and igniting household fires.

To ensure a safe and unbothered holiday season, here are four tips to help you prevent a fiery Christmas.

1) Assemble your cords

Well-covered and well-protected cords lessen the probability of having flying sparks across your living room’s Christmas lights. Make sure that these are tight and secure - do not use octopus connections.

2) Do not light the candle

It’s pretty understandable that you have candles as decorations because these are symbols of the season. However, it is unwise to actually light one, especially when under your Christmas trees. If lit, make sure to put it out before going to bed, because you might wake up from scorching heat a.k.a. house fire.

3) Put away stove decorations

It’s lovely to have a house uniformly decorated with fancy lights and/or Christmas wreaths, but we highly suggest that you avoid the kitchen, more specifically, the stove. This is the most dangerous possibility, as the stove is an immediate source of fire.

4) Remember insurance

Sometimes, though, no matter how hard you try to ensure safety, the unpredictable still happens. It is best to think ahead and plan for the unexpected by getting insurance for your house. Inclusively covered are possible compensations for property damage and loss.

Contact FGen Insurance through (02) 706-3959 and be assured by getting a property insurance for your house, just in time for the holidays.

Keep your house (1).png