OUR PRODUCT OFFERINGS

Insurance is a tool for risk-transfer ... you transfer the risks of owning properties to us so that you don't have to worry about it.  We offer insurance protection products so that you can have peace of mind.

Let the risk-management experts handle the risks for you.  

Insure with FGen Insurance!

 
 
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FOR YOUR CAR

Motor Car Insurance provides financial protection to the owners of motor vehicles from the risks of:

  • Own Damage or Carnap
  • Legal liability to third parties (either death, bodily injury, or property damage) 
  • Passenger death or bodily injury 

We insure the following types of vehicles:

  • Private Cars (compact cars, sedans, SUVs, vans, private pick-ups)
  • Commercial Vehicles (business pick-ups, cargo vans and trucks)
  • Vehicles for Hire (Transport Network Companies - Uber and GrabCar)
 

FOR YOUR HOME AND BUSINESS PROPERTIES

Fire Insurance secures you against financial losses due to Fire and/or Lighting (this is the basic coverage).  However, for just a few more pesos, you may insure against other perils such as:

  • Earthquake
  • Typhoon
  • Flood
  • Explosion, Falling Aircraft or Debris, Smoke, and Vehicle Impact (EC)
  • Riot, Strike, and Malicious Damage (RSMD)
  • And many more!

We insure the following types of properties:

  • Residential Homes/Commercial Buildings
  • Appliances, Furnitures, Fixtures, and Fittings (Contents)
  • Machinery and Equipment 
  • Stocks or Merchandise
 
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FOR YOUR BUSINESS OPERATIONS

1. Comprehensive General Liability

Insurance which indemnifies the Insured for all sums of money, which the insured may become legally liable to pay the third parties against bodily injury and property damage including defense, settlement, and supplementary payments in connection with the Insured’s business. 

2. Fidelity Guarantee

Protection against financial loss, which the insured may sustain for acts of dishonesty

 
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Individual And Family PA

Descriptions

Geographical Cover
The benefits of the Policy are worldwide, 24 hours a day.

Covered Persons
The plan is designed primarily for persons between the ages 18 to 65 years old.  It can be extended to include the applicant’s spouse, under age 65, and his children, ages 1 to 19 years who are single and unemployed.  If the applicant is single, he may include his

 
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Group Student Personal Account

Descriptions

Our Group Student Personal Accident Package provides protection to students 24 hours a day anywhere in the world for 365 days whether in or out of school premises.  It also includes drowning, and dog and snakebites.

Benefits

Accidental Death and Disablement
Pays the Principal Sum to the beneficiary/ies of the student should he suffers from loss

 
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BONDS

Descriptions
An agreement whereby one party guarantees on behalf of another party the performance of an obligation in favor of a third party.

Contractors Bonds

Bidder’s Bond
To be utilized for any bids that may be participated thereon for a specified period of time. This bond is liable for the difference between the original winning bid and the bid